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PRU Whole life 99/20

Builds your legacy at your most successful life moments so your legacy can live on to your loved ones beyond your lifetime.

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A long term legacy plan

Pay your premium over the twenty most successful years of yours to receive a whole life protection up till 99 years old.

Death benefit

Receive 100% of your sum assured so your loved ones are able to go through tough times upon the unexpected loss.

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Tax benefit

Receive a tax benefit of up to 100,000 Baht every year.

PRUwhole-life-99_20

* Receive a refund at the end of the policy year according to the percentage of sum assured
** Coverage in case of death: According to the percentage of the sum insured above or as detailed as stated in the policy (if any).

Product details

Coverage and Payment Terms

Payment Term	20 years
Coverage Term	Till age 99
Eligible Age	1 month – 60 years
Minimum Sum Assured	150,000 Baht
Maximum Sum Assured	No Maximun SA

Maturity Benefit

End of policy year that the Insured reaches Age 99, receive 100% the sum assured, or the policy surrender value or the sum of all premiums paid, whichever is the greater amount.

Death Benefit

The Company pays death claim benefit 100% of the sum assured, or the surrender value or the sum of all premiums paid, whichever is the greater amount, to the beneficiaries.

Tax Benefit

The policyholder is entitled to a tax privilege of up to 100, 000 Baht/year. (This shall be in accordance with the Revenue Department regulations).

Premium discount rate

Sum assured (Baht)	Premium discount rate, per 1,000 Baht
250,000 – 499,999	1.5
500,000 up	2.5

Riders that can be bought with this policy

You can add riders to your basic plan so you can customise your plan to tailor to your needs and goals.

PRUSuper health guard
Special Comprehensive Personal Accident (SCPA)
Strike, Riot, Civil Commotion & Murder Assault (RCC SCPA)
Accidental Death and Dismemberment (ADD)
Strike, Riot, Civil Commotion & Murder Assault (RCC ADD)
Accidental Death Benefit (ADB)
Strike, Riot, Civil Commotion & Murder Assault (RCC ADB)
Health As-Charged Rider (HA)
Hospital Indemnity Rider (HI)
Multi-Stage Critical Illness Rider (CM)
Total Permanent Disability Rider 2 (DI)
Waiver of premium payment for 18 Critical Illnesses Rider (OI)
Waiver of Premium for Total Permanent Disability Rider 2 (OD2)
Payor Benefit Rider (PB)
PRUSuper health guard (HS3)

Find out which riders you could add to your basic plans.

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PRUWhole life 99/20

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