Select your language
close
PRUInfinity 888 Extra

PRUInfinity 888 Extra

Get lifetime protection and ensure a smooth wealth transfer to your family with short premium term.
arrow
Short Premium Payment
Pay premiums for 8 years and receive coverage until the full age of 88.
arrow
Guaranteed annual cash return
10%1 per year from the 1st policy year until the full age of 87
arrow
Enjoy a lump sum at maturity
Up to 800%1 at the full age of 88
arrow
High fife coverage protection
All cause death benefit: Receive benefit up to 800%2 Accidental death benefit: Receive additional benefit up to 5600%3

1 % of the initial base sum assured.

2 % of the initial base sum assured. The benefits received will be the higher amount between the surrender value or the specified benefit in the policy year in which the insured person passes away.

3 % of the initial rider sum assured, applicable only in the policy year in which the insured person passes away due to an accident. The rider sum assured is equal to 50% of the base sum assured.

Product details

Coverage period and Premium payment term

Issued Age

1 month – 65 years

Coverage Term

Until the full age of 88 years

Premium payment

8 years

Base Sum Assured

Minimum 200,000 Baht

Rider Sum Assured

Minimum 100,000 Baht (50% of the base sum assured)

Mode of Premium Payment

Annually

Living Benefits

  • Receive annual cash return of 10% of the initial base sum assured from the end of the 1st policy year until the full age of 87

  • Upon maturity at the end of policy year when the insured reaches age 88, receive a lump sum payout up to 800% of the initial base sum assured.

Total benefit through the policy

 Total benefits received from the policy depends on the age of the applicant.

 Underwriting

 No health check-up required, just answer 1 health question (according to the company’s underwriting rules)

 

Death Benefit

Policy Year

All cause death benefit1
(% of the initial base sum assured)

Additional coverage for accidental death2
(% of the initial rider sum assured which equal to 50% of the initial base sum assured)

1

100%

700%

2

200%

1400%

3

300%

2100%

4

400%

2800%

5

500%

3500%

6

600%

4200%

7

700%

4900%

8 onwards

800%

5600%

 

1 All cause death benefit: Receive surrender value, or the benefit amount up to the policy year in which the insured dies, whichever is higher.

2 Receive additional benefit in the event of accidental death: Receive the rider sum assured up to the policy year in which the insured dies. The rider sum assured is equal to 50% of the base sum assured.

Tax Benefit

Premium of life insurance plan are eligible to tax deduction up to THB 100,000 per annum (according to conditions prescribed by the Revenue Department).

Premiums of Accidental Death Benefit Rider 88/8 are not eligible for tax deduction.

Remark
  • The buyer should understand coverage details and conditions thoroughly before deciding to buy an insurance.

  • This is a life insurance product. It is not a bank deposit. To get the maximum benefits from insurance policy, the insured should continuously pay the premium through to the end of the premium payment period and holds the policy until the end of the policy contract. If the policy is terminated before the end of the contract, the insured may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all premiums paid.

  • This document provides essential information about the insurance plan. The insured should read and study additional details regarding benefit payment terms, conditions, requirements, exclusions, and policy benefits outlined in the insurance policy issued by the company.

  • “PRU infinity 888 extra” is the marketing name of “PRU savings insurance plan 88/8 (5) (Non-Par)” and “Accidental Death Benefit Rider 88/8”.

  • The company will not cover

  1. In the event of non-disclosure or misrepresentation, the company will terminate the contract within 2 years from the effective date or renewal or reinstatement of the insurance policy or the approval date to increase the sum assured (only for the increased part).

  2. In the event of suicide within one year from the policy effective date or renewal or reinstatement or the approval date to increase the sum assured (only for the increased part), or the insured is murdered by the beneficiary.

  • Examples of exclusions under Accidental Death Benefit Rider*

- Any action of the insured  when under the influence of alcohol or addictive substance or drugs to the extent where the insured is unable to maintain their consciousness.

“Under the influence of alcohol” means having a blood alcohol level of 150 milligrams percent or higher when a blood test is conducted.

- Suicide, attempted suicide, or self-harm.

-While the insured is riding a motorcycle as the rider or a passenger.

  • The insured is responsible for paying premium. An insurance agent or broker that accepts a premium payment by the insured is solely for the purpose of providing service to the life assured.

  • The insured has a right to cancel the policy within 15 days from the date of receipt of the policy document. The insured will get the remaining premium after deducting the company’s expenses of THB 500 and health checkup fee (if any).

  • The insured has a right to surrender the policy. And the insured will receive the surrender value as specified in the policy value table and other benefits (if any) after deducting any amounts owed to the company (if any).

* Please refer to the insurance contract for complete details of exclusions.

 

If you are interested in
PRUInfinity 888 Extra

All fields marked with * are mandatory
The form is incomplete. Please check.

All fields marked with * are mandatory

Your details

Preferred Contact Time

I consent to the Company to collect, use and disclose my personal information for the purpose of the Company's operations regarding public relations, as well as providing advice and information or offering products and services, including promotions and privileges that I may find relevant and useful, which may exceed my expectations. *

I consent to the Company to collect and disclose my personal information for the purpose of the Company's operations, as well as to analyze and evaluate my information in order to make improvements, as well as for business development purposes regarding insurance products and services, as provided under the Company's Personal Data Protection Policy, which may exceed my expectations.

 

Read details Privacy Policy.

Read details Term of Use.

PRUInfinity 888 Extra