PRUClick Saving 8/20
Maturity benefit
Increasing cash return rate
Tax benefit
How it works ?
Product details
Coverage and Payment Terms
|
Payment Term |
8 years |
|
Coverage Term |
20 years |
|
Eligible Age |
20 - 55 years |
|
Minimum Sum Assured |
50,000 Baht |
|
Maximum Sum Assured |
500,000 Baht |
|
Cash Coupon |
Receive 2% cash-back of the sum assured at end of policy years 2-8. Receive 4% cash-back of the sum assured at end of policy years 9-19. Receive 150% cash-back of the sum assured at end of policy years 20. |
|
Maturity Benefit |
Total cash-back throughout the policy contract is 208% of the sum assured |
Death Benefit
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100% of the sum assured or the policy surrender value or total standard premium paid, whichever is the greater amount, to the beneficiary for loss of life during years 1-8
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150% of the sum assured or the policy surrender value or total standard premium paid, whichever is the greater amount, to the beneficiary for loss of life during years 9-20
Tax Benefit
Life insurance product is eligible for a tax deduction of up to 100,000 Baht per year (this shall be in accordance with the regulations of the Revenue Department). Minors with incomes are also eligible for the tax benefit.
Remark
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Exclusion:
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Non-disclosure or misrepresentation affecting underwriting decision.
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Suicide within 1 year, or being murdered by Beneficiary.
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In case cash-back is maintained with the company, the insured will get return at the rate of 2.75% a year (compound interest). The rate shown here is for illustrative purpose only. The actual rate of return may be different from the sample given.
*This life insurance plan is available for Thai citizens only.