PRUSmile Retirement 225
Maturity benefit
Receive cash return every year, from Age 55-64
Tax benefit
Death benefit
How it works ?
Product details
Coverage and Payment Terms
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Payment Term |
Till 55 years |
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Coverage Term |
Till 65 years |
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Eligible Age |
1 month – 45 years |
|
Minimum Sum Assured |
100,000 Baht |
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Maximum Sum Assured |
No maximum limit |
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Cash Coupon |
At end of policy year that the insured reached age 55 – 59 , receive 10% of sum assured each year (in total, 5 times = 50% of sum assured).
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|
Accumurated Sum Assured |
Total cash pay-back throughout the policy term is 225% of sum assured. |
Maturity Benefit
At end of policy year that the insured reached age 65 , receive 100% of sum assured.
Death Benefit
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If the insured is not yet 50 years, the company shall pay 100% of sum assured to the beneficiary.
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If the insured is age 50, the company shall pay 110% of sum assured to the beneficiary.
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If the insured is age 51, the company shall pay 130% of sum assured to the beneficiary.
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If the insured is age 52, the company shall pay 140% of sum assured to the beneficiary.
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If the insured is age 53, the company shall pay 160% of sum assured to the beneficiary.
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If the insured is age 54, the company shall pay 170% of sum assured to the beneficiary.
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If the insured is age 55 onward, the company shall pay the amount equal to the policy surrender value to the beneficiary.
Tax Benefit
The policy holder is entitled to a tax privilege of up to 100,000 Baht/year. (This shall be in accordance with the Revenue Department regulations). Minors with incomes are also entitled to this tax privilege
Riders that can be bought with this policy
You can add riders to your basic plan so you can customise your plan to tailor to your needs and goals.
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Special Comprehensive Personal Accident (SCPA)
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Strike, Riot, Civil Commotion & Murder Assault (RCC SCPA)
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Accidental Death and Dismemberment (ADD)
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Strike, Riot, Civil Commotion & Murder Assault (RCC ADD)
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Accidental Death Benefit (ADB)
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Strike, Riot, Civil Commotion & Murder Assault (RCC ADB)
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Hospital Indemnity Rider (HI)
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Special Daily Compensation for Hospitalization (HP)
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Health As-Charged Rider (HA)
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Multi-Stage Critical Illness Rider (CM)
Find out which riders you could add to your basic plans.