The company will not cover any claim arising from the occurrence or acknowledgement of cancer or abnormalities confirmed by a physician and have clearly proven to be related to the cancer, as defined by the terms of this rider, which initially being diagnosed during the 90-day waiting period from the effective date or date of reinstatement, or the date that the company approves to increase the sum assured amount of this rider, whichever is the latest. In this regard, in case the company approves an increase of the sum assured amount, the company shall not cover only the increased sum assured amount.

Any abnormalities confirmed by a physician that are clearly proven to be related to the cancer, or to cancer that existed prior to the effective date of this rider, or the date of reinstatement, or the date that the company approves an increase in the sum assured amount, whichever is the latest.

Note: Please refer to the insurance policy for complete details of exclusions.

If you have questions about insurance or are experiencing any problem, please submit your complaint to:

1. Customer Service Center

      Prudential Life Assurance (Thailand)

      944 Mitrtown Office Tower,10th, 29th - 31st Floor,

      Rama 4 Road, Wangmai, Pathumwan, Bangkok 10330, Tel 1621 (during office hours)

     Fax 0 2353 4888 email: hotline@prudential.co.th

2. Office of Insurance Commission (OIC), Hotline 1186

• This is a life insurance product. It is not a bank deposit. To get the maximum benefits from insurance policy, the insured should continuously pay the premium through to the end of the premium payment period and holds the policy until the end of the policy contract. If the policy is terminated before the end of the contract, the insured may not receive cash benefit in the amount equivalent to the maximum policy benefit he/she is entitled to, or in the amount equivalent to all premiums paid.

• the insured is responsible for paying the premium. An insurance agent who accepts a premium payment from the insured does so solely for the purpose of providing service to the life assured.

• The buyer should understand coverage details and conditions thoroughly before deciding to buy an insurance.

• “PRUBetter Care – Cancer no worry” is the marketing name of “Cancer Rider”.

• The rider premium will be adjusted based on age and occupation class of the life assured, according to the conditions defined in the policy.

• A health insurance premium is eligible for tax deduction up to THB 25,000 per annum, and cannot exceed THB 100,000 per annum for taxable income deduction when combined with life insurance premium (according to the discretion of the Revenue Department).