Index Fund Information
for Participating Life
Insurance Plans

Description

• Underlying index refers to “Eastspring Global Diversified Multi Asset Index”. For more information, please visit https://www.stoxx.com/index-details?symbol=ENHAEMA1

• As Eastspring Global Diversified Multi Asset Index calculated using base currency in US Dollar, the performance of the underlying index level will be converted into Thai Baht using the foreign exchange rate reported on Reuters Screen Page “THBFIX” at about 3:30 p.m. (Bangkok time) on the initial valuation date and the final valuation date.

• The date when the policy is issued is the date your insurance application is approved by underwriting.

• Underlying index level on the initial valuation date is the level of the index on the investment start date (calculated within 45 days from the policy issue date).

• The exchange rate on the initial valuation date is the exchange rate on the investment start date (calculated within 45 days from the policy issue date).

• The company has a policy to invest in the underlying index within 45 days from the policy issue date. And the underlying index value will be calculated on the final valuation date within 45 days before the maturity date.

• If final index valuation date falls on a fund weekend or a fund holiday, the valuation will be made on the next business day.

• Because the underlying index invests in US dollars, dividends from the Eastspring Global Diversified Multi Asset Index are subject to foreign exchange risk and any risks from exchange rate fluctuations between the Thai Baht and the US Dollar. However, the policyholder will still receive fully guaranteed benefits upon maturity since the benefits are not related to the exchange rate risk.

• In the event that the underlying index calculator of Eastspring Global Diversified Multi Asset Index cancels the index calculation during the contract, the company reserves the right to substitute the current index with a new underlying index as appropriate. If the company cannot search for the substitute index, payment will be made to you in cash as soon as possible. The company shall issue endorsement letter to inform such change to the insured.

• The company undertakes the risk under an insurance policy and has obligations to fulfill the promises specified in your contract.